Contact UsOffice of Human ResourcesKearney Hall, Room 211 |
Insurances Health Insurance PlansExcellus (BCBS)Below are links to the 2 HMOs offered through Excellus BC/BS at SJFC.
Preferred CarePreferred Care’s TriVantage Plan is a plan with unique benefits that you can choose from to suit your lifestyle. Preferred care US Direct V is a preferred provider with in network and out of network benefits. Find out more with the links below.
Dental OptionsThe College offers 2 dental plans - Smile Saver and Dental Option 1. The Dental Rates Chart [pdf] shows the costs involved with each plan. Domestic Partner CoverageThe College offers Domestic Partner coverage for health and dental plans only. Under this policy a full-time employee may enroll his/her domestic partner and their partner’s dependent children in a College sponsored health and/or dental insurance plan. When an employee enrolls a domestic partner in a College sponsored insurance plan, the employee does not benefit from the same pre-tax benefits that married employees do. More detailed information on this plan and its tax implications can be found below. Flexible Spending Accounts (FSA)Flexible Spending Accounts (FSA): This is a smart and simple way for you to put aside money - tax-free – to cover “out of pocket” expenses you know you will have in the coming year. There are two types of FSA’s; Health Care and Dependent Care. Several examples of unreimbursed expenses are:
During open enrollment, an employee determines the amount that he/she wishes to put into a FSA annually and per pay period. The maximum annual allowable limits for each account are $5,000. FSA funds that are not used in a calendar year are lost (“use it or loose it.”) The following worksheet may assist you in determining your out-of-pocket expenses and whether an FSA is right for you. These expenses can be reimbursed to you by direct deposit. Please see the form below if you wish to set your account up for direct deposit. |
