The Faculty Welfare Committee and the Human Resources Department
worked together in the spring to design a questionnaire to poll our members
about satisfaction/dissatisfaction with the College’s Employee Benefits Plan.
We would like to thank those of you who took the time to respond to the
recent Benefits Survey.
Benefits  Human Resources
The title "benefits" encompasses numerous topics and many of these are explained in detail in the St. John Fisher College Employee Handbook.
Prospective and new employees will find the following "Benefits Briefs" a good overview of the St. John Fisher College benefits. Additional benefit topics may be found below, via links on the left, or in the Employee Handbook.
Benefits Briefs
Employee Benefits
Domestic Partner Coverage
The College offers Domestic Partner coverage for health and dental plans only. Under this policy a full-time employee may enroll his/her domestic partner and their partner’s dependent children in a College sponsored health and/or dental insurance plan. When an employee enrolls a domestic partner in a College sponsored insurance plan, the employee does not benefit from the same pre-tax benefits that married employees do. More detailed information on this plan and its tax implications can be found below.
Health Insurance Plans
Excellus (BCBS)
Below are links to the 2 HMOs offered through Excellus BC/BS at SJFC.
Preferred Care
Preferred Care’s TriVantage Plan is a plan with unique benefits that you can choose from to suit your lifestyle. Preferred care US Direct V is a preferred provider with in network and out of network benefits. Find out more with the links below.
Dental Options
The College offers 2 dental plans - Smile Saver and Dental Option 1. The Dental Rates Chart [PDF] shows the costs involved with each plan.
Retirement Plan Information - 403b
The College currently sponsors retirement programs with TIAA-CREF funds and First Mercantile. You can only be enrolled in one program at a time.
The Maximum Contributions to a 403b account for 2008 will be:
- $15,500 if you are under age 50
- $20,500 if you are 50 years of age and older
Salary Reduction Agreements are available by clicking the link below.
There are independent financial consultants who work with St. John Fisher College employees regarding their retirement funds. Contact information, plus sites for additional information regarding TIAA-CREF and First Mercantile are listed below:
TIAA-CREF
Telephone Counseling Center - (800) 842-2776
Jason Sciotti,consultant - (585)246-4602
Website: www.tiaa-cref.org
TIAA-CREF benefit overview [pdf]
First Mercantile
Voice Response telephone system - (800) 754-9080
Website: www.firstmerc.com
Website: www.yourinvestmentaccount.com
First Mercantile Quarterly Update [pdf]
First Mercantile Investment Options [doc]
FirstMercBeneficiary [pdf]
QCI Asset Management
Todd Cerami - (585) 218-2060 – ext. 107 (tcerami@e-qci.com)
Paul Roland – (585) 218-2060 – ext. 103 (proland@e-qci.com)
More information on retirement and the retirement plans may be found in this excerpt from the Employee Handbook.
Employee Assistance Plan (EAP)
The College offers an Employee Assistance Program to all its employees. The program provides free, confidential, and professional assistance to help employees and their families resolve problems that affect their personal lives or job performance. These problems may include alcohol or drug abuse, marital difficulties, financial or legal problems, emotional difficulties, or parent/child issues. For more information, please use the contact information below.
EAP Contact Info
Phone: (585) 546-3617
Email: eap@cfcrochester.org
Website: www.eaprochester.org/
Flexible Spending Accounts (FSA)
Flexible Spending Accounts (FSA): This is a smart and simple way for you to put aside money - tax-free – to cover “out of pocket” expenses you know you will have in the coming year. There are two types of FSA’s; Health Care and Dependent Care. Several examples of unreimbursed expenses are:
- physician visit co-pays and prescription co-pays
- medical and dental insurance deductibles
- orthodontics
- eye glasses and contacts
- over-the-counter medications, such as Advil, Tylenol, etc.
- child care expenses that are incurred due to employment
During open enrollment, an employee determines the amount that he/she wishes to put into a FSA annually and per pay period. The maximum annual allowable limits for each account are $5,000. FSA funds that are not used in a calendar year are lost (“use it or loose it.”) The following worksheet may assist you in determining your out-of-pocket expenses and whether an FSA is right for you.
These expenses can be reimbursed to you by direct deposit. Please see the form below if you wish to set your account up for direct deposit.
Personal Insurance
Liberty Mutual Insurance - Save money on your Auto and Home Insurance!
St. John Fisher College and Liberty Mutual have teamed up to offer a program to save you money on your personal insurance. This program, called Group Savings Plus, offers the following benefits:
- A 10% discount on auto, home and tenants insurance
- Convenient payment options, including payroll deduction
- Round-the-clock claims service
- 24-hour emergency roadside assistance
- Individualized service from licensed insurance professionals
Group discounts, coupled with other premium reductions such as multi-car, multi-policy, safe driver, passive restraints and anti-theft device discounts could result in substantial savings to you and your family.
For more information about Liberty Mutual, visit their web site at www.libertymutual.com or call Christopher Thurston at 585-787-0850 ext. 206.
Tuition Benefits
In order to support employees’ personal and professional development, and to foster life-long learning experiences, the College offers several educational assistance plans for employees and/or their spouses and dependents. Eligibility requirements for graduate and undergraduate plans vary. Please see section E13 of the Employee Handbook for additional information on the various programs.
Please use the links below to access the appropriate tuition remission forms that may need to be completed.
RARES
A variety of discounts are available to employees through the College’s membership in the Rochester Area Recreation Employees Services Association (RARES). For more information on the participating merchants and the discounts offered, please visit the RARES website at www.rares.org.
Discounted movie tickets and car wash coupons may be purchased at the Bursar’s window on the second floor of Kearney.
Workers’ Compensation
If you incur an accident, injury, and/or illness while working on campus, immediately notify your Supervisor/Manager and the Safety and Security Department. You must also complete an internal Accident Report Form as soon as possible following the incident. This formed must be signed by both you and your supervisor and forwarded to the Human Resources Department.
The contact information for the College’s workers’ compensation insurance carrier is:
The PMA Insurance Group
ID#: W662092
5789 Widewaters Parkway
Dewitt, NY 13214
1-800-329-6185
Medical providers associated with your on-the-job accident, injury, or illness will need this information in order to properly bill for expenses incurred.
For additional information on medical cost reimbursement and wage replacement benefit as a result of the on-the-job accident or injury, please consult the St. John Fisher College Employee Handbook, page E12.
Bridge to Retirement Plan for Faculty
The Bridge to Retirement Plan is available to all tenured faculty members who are at least 55 years of age, and have at least 10 years of full-time College service. The plan is voluntary and is initiated by the faculty member. The plan was designed to provide 1-3 years at a reduced teaching load in order to prepare for full retirement.
Retiree Benefits:
An employee may be eligible for certain retiree benefits from St. John Fisher College after 10 years of full-time employment, if years of service plus age equal at least 70. Please use this link for more information on retiree benefits, including health insurance, dental insurance, life insurance, and tuition remission.
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